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Risk Management and Insurance
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Rising insurance premiums and the occasional inability to obtain coverage at
any cost have changed the traditional role of insurance. Obtaining coverage for
every insurable risk is being replaced by the risk management concept. Risk
management, which includes insurance coverage, is intended to minimize the
costs associated with assuming certain types of risk and providing prudent
protection. It deals with pure risks that are characterized by chance occurrence
and that may only result in a financial loss. Risk management does not address
speculative risks that afford the opportunity for either financial gain or loss.
Comptroller of the Currency Administrator of National Banks - Personal Name
NONE
Risk Management and Insurance
Management
English
2011
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